You can update or change your benefits within 31 days of a qualifying life event.
Explore the sections below to learn how various life events may affect your benefits.
Change in Employment Status
An employee’s change in employment status may result in changes in benefits eligibility, coverage, and premium costs.
COBRA
If you lose your eligibility for MIT health, dental, or vision coverage, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) gives you the option of continuing your coverage for a limited period of time.
Death of a Family Member
If a member of your family dies, it's easy to overlook benefits issues that require your attention. At this difficult time, this page will help you to keep track of action you need to take on benefits issues.
Dependents
When you experience a change in your life — or in the life of your family — that has an impact on your dependent's need or eligibility for benefits, you may be able to modify your benefits outside the annual Open Enrollment period.
Designating a Beneficiary
Is your beneficiary designation up-to-date? It is important to officially designate—and update, as needed—the person(s) you want to receive benefits from the MIT pension, 401(k), and life insurance plans in the event of your death.
Divorce
A divorce or the end of a domestic partnership can be a difficult time, so it's easy to overlook the impact this transition can have on many of your MIT benefits. This page will help you to keep track of areas that might require action.
Illness & Disability
MIT is committed to supporting employees when they need to be away from work because of illness or injury.
Leaving MIT
If your employment is coming to an end at MIT, or one of your employees is leaving, this page provides the links and information you need, including details on how your eligibility for benefits will change.
Marriage & Domestic Partnerships
You may add your new spouse to your health, dental and vision plans within 31 days of the qualifying life event.
