As required by law, MIT provides Workers' Compensation Insurance that pays benefits when you are injured or become ill as a result of your MIT employment.
You must report any work-related injury or illness to your supervisor immediately. Both you and your supervisor are responsible for reporting any work-related injury or illness.
Who is NOT eligible
- honorary lecturer
- non-MIT student program worker
- international visiting student
- post-doctoral fellow
- paid by MITemps
How to Report a Workers' Compensation Event
How to report your work-related injury or illness
You are required to report any work-related injury or illness to your supervisor immediately. If your supervisor is not available, you must
- report to the MIT Medical Department for the first visit if you are physically able to do so
- call the MIT police at (617) 253-1212 or dial 100, if you are not physically able to report to MIT Medical
- report the injury or illness to your supervisor as soon as possible
Failure to meet the above requirements may interfere with and possibly jeopardize your Workers' Compensation coverage.
How your supervisor must report a work-related injury or illness
Your supervisor must report any work-related injury or illness to
Seek medical care
You must seek initial medical treatment for any work-related injury or illness from the MIT Medical Department for the first visit. If you need follow-up treatment, you can continue your care at MIT Medical or visit your own health care provider or the clinic or hospital of your choice.
- You must inform any provider that you are being treated for a work-related condition.
- You must notify the MIT Workers' Compensation Office if you need care beyond the initial treatment that may require pre-approval, such as MRIs, physical or occupational therapy, or diagnostic tests.
- Providers must have your claim number to obtain pre-approval for certain types of treatment.
- All medical bills and records should be sent to the MIT Workers' Compensation Office for processing.
- Providers will be paid according to the rates established by the Massachusetts Department of Industrial Accidents.
Your Workers' Compensation Coverage
Workers' Compensation benefits are not guaranteed. To receive compensation, you must:
- Prove that the injury or illness arose out of and in the course and scope of your employment.
- Provide medical documentation to support your claim for medical coverage and wage replacement benefits.
Within 14 days of receiving your report of a work-related injury or illness, the MIT Workers' Compensation Office will notify you in writing if you qualify for compensation. You may appeal any decision to deny your Workers' Compensation claim to the Massachusetts Department of Industrial Accidents.
Compensation for lost time
Depending on the extent of your work-related injury or illness, you may qualify for temporary total disability benefits or partial disability benefits.
- If you are absent from work for six or more days, you may be eligible to receive weekly payments equivalent to 60% of your average weekly wage, which is based on the wages you received during the 52 weeks preceding the date of your injury.
- Your Workers' Compensation payments may be supplemented with 40% of your available sick leave.
You may not be eligible for MIT Workers' Compensation payments if:
- You do not seek or receive medical treatment.
- You or your care provider fail to provide sufficient medical documentation.
- Failure to report an injury in a timely manner.
Termination of benefits
Your Workers' Compensation benefits will be reduced or terminated if:
- You return to work.
- MIT has received a medical report by your treating physician or an impartial medical examiner that you are capable of returning to work, and your supervisor has reported that a suitable position is available to you.
- You fail or refuse to attend an independent medical examination for evaluation when requested.
- Your medical documentation fails to establish a causal relationship between your disability and your employment.
Contact the Workers' Compensation Office:
MIT Main Campus
77 Massachusetts Avenue
C/O Benefits, NE49-5000
Cambridge, MA 02139