Health & Welfare Plans | MIT Human Resources

MIT offers eligible employees a wide range of health and welfare plans that cover most types of care.

Health Plans

MIT offers three health plan options: The MIT Traditional Health Plan, the MIT Choice Health Plan and the MIT High Deductible Health Plan. Learn more about these plans.

Prescription Drug Plan

When you sign up for MIT health coverage, you and your eligible family members are automatically enrolled in a prescription drug plan managed by Express Scripts (ESI).

Retiree Health Plans

Learn about the health plans offered to retirees.

Dental and Vision Plans

MIT offers two dental plans and a vision plan.

Health Care Flexible Spending Account

An MIT Health Care Flexible Spending Account (FSA) allow you to set aside funds tax-free in anticipation of medical expenses. (MIT also offers a Dependent Care FSA.)

Need Help or Have Questions?

Contact	Phone	More Information
MIT Benefits For plan benefits or enrollment	617-253-6151	benefits@mit.edu
MIT Medical For Traditional Health Plan billing inquiries or referrals	617-253-5979	MIT Medical Member Services
Blue Cross Blue Shield of MA	1-800-882-1093	Blue Cross Blue Shield
Delta Dental	1-800-872-0500	Delta Dental
Express Scripts	1-866-454-7118	Express Scripts
EyeMed	1-866-939-3633	EyeMed
HealthEquity (formerly WageWorks)	1-877-924-3967	HealthEquity

How Do I?

From the HR Knowledge Base

How do I use MIT Medical with my benefits?
All MIT employees and family members are eligible to use MIT Medical’s walk-in Urgent Care Service. See all programs and services available to campus employees.
How do I document my dependents for the purposes of my MIT health & medical benefits?
MIT requires that all staff document their dependents’ eligibility for Health & Medical benefits. Learn why MIT requires this, and how to document your dependents at MIT Life Events: Dependents

To learn how to evaluate and initiate changes in your Health & Medical Plans for a Birth or Adoption in your family, visit MIT Life Events: Birth & Adoption.
How do I change my benefits in response to my dependent’s eligibility?
Generally, MIT's health, dental and vision plans cover your dependents through the end of the month in which they turn age 26.

If your dependent becomes ineligible for MIT coverage and will be without coverage, notify MIT Benefits in writing within 60 days to continue coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA). To learn more about COBRA coverage, visit COBRA.

Your dependent may also become ineligible for Medicaid or a State Children's Health Insurance Program (SCHIP). Visit MIT Life Events: Change in Medicaid or SCHIP Eligibility for more details.

When your dependent is no longer eligible for MIT benefits, you may decide to change your health, dental, or vision coverage from a family plan to an individual plan, if the child was the only dependent on your plan(s).
How do I learn about the different dental plans MIT offers?
MIT offers two dental plans:
- MIT Basic Dental Plan
- MIT Comprehensive Dental Plan
How do I document my dependents for the purposes of my MIT health & medical benefits?
MIT requires that all staff document their dependents’ eligibility for Health & Medical benefits. Learn why MIT requires this, and how to document your dependents at MIT Life Events: Dependents

To learn how to evaluate and initiate changes in your Health & Medical Plans for a Birth or Adoption in your family, visit MIT Life Events: Birth & Adoption.

Have you recently married, had a child, or had another life event?

If you've recently experienced a life event such as a birth, marriage, divorce, or retirement, let us help you with the exact forms and other information you need.

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