Health Plan Rates

You and MIT share the cost of your health plan.

You pay your portion through deductions from your MIT pay each pay period. You are not taxed on the deductions for your health plan.

The amount you pay depends on the coverage tier you select, the plan you choose, and your employment category—Staff/Faculty, Support/Service, or Postdoctoral Fellows.

Plan Rates for 2020

Staff and Faculty
Semimonthly health plan rates as of January 1, 2020
Coverage TierMIT Traditional Health PlanMIT Choice Health PlanMIT High Deductible Health Plan
Employee$113.00$123.00$90.50
Employee + Spouse (or Domestic Partner) $272.00$293.00$225.00
Employee + Child(ren)$232.50$250.50$192.00
Family$358.50$387.50$293.00
Support and Service
Weekly health plan rates as of January 1, 2020
Coverage TierMIT Traditional Health PlanMIT Choice Health PlanMIT High Deductible Health Plan
Employee$48.91$53.43$38.72
Employee + Spouse (or Domestic Partner) $117.51$127.02$96.23
Employee + Child(ren)$103.02$111.17$84.68
Family$156.68$169.81$127.02

Postdoctoral Scholars

What Else You Should Know

Domestic partnership insurance and taxes

MIT's policy is the same for domestic partners as it is for married spouses and their eligible dependent children. You and MIT share the cost of coverage for your spouse/domestic partner and/or any eligible dependent children. You should be aware, however, that the Internal Revenue Service (IRS) imposes certain financial and tax regulations on health insurance costs in domestic partnerships. See the Domestic Partner Taxable Income publication (below).

How to return forms: Unless instructed otherwise, you may return forms that do not contain sensitive information (such as Social Security Numbers) by email to benefits@mit.edu. Forms containing sensitive information must be mailed to MIT Benefits, NE49-5000, 77 Massachusetts Ave., Cambridge, MA 02139 or Lincoln Laboratory, Workforce Service Center, Room S2-112, 244 Wood Street, Lexington, MA 02420-9108. You can also fax forms to 617-253-2694.