Retirement planning is important for all MIT employees at all stages of their lives and their careers — not just for those nearing retirement. MIT offers a variety of programs to assist you with your savings and retirement goals.

Retirement Programs

Thinking about retiring?

Our checklist can help.

MIT Pension Plan

Learn about the MIT Pension Plan (also known as a Basic Retirement Plan).

MIT Supplemental 401(k) Plan
Temporary 401(k) Plan relief provisions as a result of the CARES Act

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) introduces temporary relief provisions related to retirement plans. MIT 401(k) Plan participants have more freedom to access funds during the current economic crisis without tax penalties. See details.

Learn about the MIT Supplemental 401(k) Plan.

MIT 457(b) Deferred Compensation Plan

Learn about the MIT 457(b) Deferred Compensation Plan.

Already Retired?

Explore these resources we've assembled just for you.

Check Your Beneficiaries

MIT Pension Plan

Not sure who you designated as your beneficiary for the MIT Pension Plan? Visit PensionConnect and click the link under "Did You Know?" or call 855-464-8736 (855-4MITPEN).

MIT Supplemental 401(k) Plan

Not sure who you designated as your beneficiary for the 401(k) Plan? Contact Fidelity Investments at (877) MIT-SAVE (877-648-7283).

Designate your beneficiary online through Fidelity NetBenefits.

Need Help or Have Questions?

Contact MIT Benefits or see the additional contact options below.

Fidelity – 401(k) Plan1-877-MIT-SAVE
or 1-877-648-7283
Pension Service Center1-855-4MITPEN
or 1-855-464-8736
 Pension Connect