Retirement planning is important for all MIT employees at all stages of their lives and their careers — not just for those nearing retirement. MIT offers a variety of programs to assist you with your savings and retirement goals.

Retirement Programs

Thinking about retiring?

Our checklist can help.

Already retired? 

Learn about our retiree health plans and other programs.

MIT Pension Plan

Learn about the Pension Plan (also known as a Basic Retirement Plan)

MIT Supplemental 401(k) Plan

Learn about the MIT Supplemental 401(k) Plan.

MIT 457(b) Deferred Compensation Plan

Learn about the MIT 457(b) Deferred Compensation Plan.

Information for post-tenure faculty

Learn more on the Faculty Concierge website (Touchstone required; access available to MIT faculty and certain administrators)

Check Your Beneficiaries

MIT Pension Plan

Not sure who you designated as your beneficiary for the MIT Pension Plan? Visit PensionConnect and click the link under "Did You Know?" Current employees may access PensionConnect using Touchstone. Former employees and retirees who have an existing PensionConnect account may access it here. If you are a new user or you need assistance accessing your pension account, please contact the MIT Pension Service Center at 855-464-8736.

MIT Supplemental 401(k) Plan

Not sure who you designated as your beneficiary for the 401(k) Plan? Contact Fidelity Investments at (877) MIT-SAVE (877-648-7283).

Designate your beneficiary online through Fidelity NetBenefits.

Need Help or Have Questions?

Contact MIT Benefits or see our additional contact options below.

Vendor Phone Website
Fidelity – 401(k) Plan 1-877-MIT-SAVE
or 1-877-648-7283
MIT Pension Service Center 1-855-4MITPEN
or 1-855-464-8736

 Current Employees

 Former Employees / Retirees