Skip to main content
Jobs
Search Jobs
Discover MIT
Information for Applicants
Your Career
Career Planning & Development
Career Development Podcast
Learn & Grow
Leader to Leader
Managers' Feedback Program
Management Foundations Cohort Program
Learning Topics
Online Learning
Search Inside Yourself Program
Susan Vogt Leadership Development Program
Performance Development
Competencies
Development & Career Planning
Goal Setting
Performance Development as an Active Partnership
Performance Development in a Remote or Hybrid Workplace
Performance Reviews
Ongoing Coaching and Feedback
Ongoing Engagement
Benefits
Eligibility
Postdoctoral Fellows
Unpaid Leaves of Absence
Health & Welfare Plans
Health Plans
Dental Plans
Vision Plan
Prescription Drug Benefit
Flexible Spending Accounts
Health Care FSA
Dependent Care FSA
Life Events
Change in Employment Status
COBRA
Death of a Family Member
Dependents
Designating a Beneficiary
Divorce
Illness & Disability
Leaving MIT
Marriage & Domestic Partnerships
Life & Other Insurance
Basic Life Insurance
Optional Life Insurance
Dependent Life Insurance
Disability Plan
Workers' Compensation
Accident Insurance
Zurich Global
Retirement
Pension Plan
Supplemental 401(k) Plan
457(b) Plan
403(b) Plan
Thinking About Retiring?
Time Off & Time Away
Employee Leaves
Vacation Tracking
Tuition & Education
Children's College Scholarship
Educational Loan Plan
Tuition Assistance Plan
Voluntary Benefits
Discounts & Perks
Identity Theft Protection
Legal Insurance
Long-Term Care Insurance
Pet Insurance
Work-Life
About Work-Life
Adult & Elder Care
Adult and Elder Care Advising
Backup Adult and Elder Care
Child Care
Backup Child Care
Get Help
Behavioral/Mental Health
Mental Health First Aid Training
MIT MyLife Services
MIT Staff Emergency Hardship Fund
MIT GAIN for Graduate Students
Parenting Children of All Ages
Breastfeeding Support
College Admissions and Financial Advising
Education Advising
Parenting Support
Webinar Series
Presenter Biographies
Young Professionals
Community
Equal Employment Opportunity
Guidance
Resources
Recognition
MIT Excellence Awards
DLCI Programs
Ways to Say Thank You
The Gordon Y. Billard Award
The MIT Staff Award for Distinction in Service
Disability Services & Leaves
Accessibility for Staff Events
Sick Time Tracking
Temporary Parking
Obtaining Accommodations
Forms & Resources
Complaint Process and Resolution
Initial Steps
Resources
Informal Options for Addressing a Concern
The I-9 Process at MIT
On Campus Verification
Remote Verification
Reverification
E-verify
For DLC Administrators
Required Notices
Labor Condition Application Notices
Work Succeeding
FAQs
Guidelines on Providing Equipment for Working Remotely
Mentoring for MIT Staff
Resources on Mentoring
Personal Information Center
Address Change for Non Employees
Name Change
Content for
Managers
Hiring at MIT
Managing & Developing Staff
Developing Yourself as a Manager
Resources for MIT Managers
New Employees
Getting Started
Finding Your Way
Policies
Senior Leader Onboarding
Retirees
Health and Medical Plans
Dental Plan
Flexible Spending Account
Life Insurance
HR Partners
HR Partners Resource Guide
HR HQ
Events
News
Get Help
In the Office
Recognition
Templates and Tools
Events
What's new
Atlas
HR team
Contact
Search Jobs
Site Search
Jobs
Search Jobs
Discover MIT
Information for Applicants
Your Career
Career Planning & Development
Career Development Podcast
Learn & Grow
Leader to Leader
Applying to L2L
L2L Projects
L2L Program Alumni
Managers' Feedback Program
Management Foundations Cohort Program
Learning Topics
Communicating with Others
The Basics
Gourmet Chef's Guide to Feedback
Tips for Active Listening
Recommended Resources
Designing & Facilitating Meetings
Brainstorming Guidelines
Meeting Agendas
Tips for Recording
Recommended Resources
Leading & Managing Others
The Basics of Managing as a Leader
Build Relationships with Your Team Through Coaching
Five Don'ts
What is Coaching?
Recommended Resources
Managing Change
The Basics
Enabling Change
Force Field Tool
Recommended Resources
Working on Teams
The Basics
Decision-Making Models
Using the Stages of Team Development
New Team Steps
Online Learning
Search Inside Yourself Program
More About the Program
Susan Vogt Leadership Development Program
Performance Development
Competencies
Development & Career Planning
Goal Setting
Performance Development as an Active Partnership
Performance Development in a Remote or Hybrid Workplace
Performance Reviews
Ratings
Forms
Performance Review Form
Schedule of Reviews
Ongoing Coaching and Feedback
Ongoing Engagement
Benefits
Eligibility
Postdoctoral Fellows
Unpaid Leaves of Absence
Health & Welfare Plans
Health Plans
PPO+ Health Plan
High Deductible Health Plan
Health Savings Account (HSA)
Support and Advocacy Tools
FAQs
Premiums
More Benefits
Applied Behavioral Analysis (ABA) Coverage
Gender Confirmation Surgery Coverage
Travel Coverage
Virtual Care
Cigna Global Health Benefits
Dental Plans
Rollover Max
Vision Plan
Prescription Drug Benefit
SaveOnSP
Flexible Spending Accounts
Health Care FSA
Dependent Care FSA
Portable Child Care Subsidy
Examples and FAQs
Life Events
Change in Employment Status
COBRA
Death of a Family Member
Dependents
Birth & Adoption
Change in Medicaid or SCHIP Eligibility
Documenting Dependents for MIT Benefits Coverage
Spouse or Domestic Partner Job Loss
Designating a Beneficiary
Divorce
Illness & Disability
Leaving MIT
Marriage & Domestic Partnerships
Life & Other Insurance
Basic Life Insurance
Optional Life Insurance
Dependent Life Insurance
Disability Plan
Workers' Compensation
Accident Insurance
Zurich Global
Retirement
Pension Plan
Hired Before July 2, 2012
Distribution Options
Hired On or After July 2, 2012
Distribution Options
Life Changes
Supplemental 401(k) Plan
Enrollment
Contribution Options
More about Roth
Distribution Options
Life Changes
Loans
401(k) Beneficiary Designation and Rollover Forms
457(b) Plan
403(b) Plan
Thinking About Retiring?
Time Off & Time Away
Employee Leaves
Overview of Leaves
Faculty Leaves
FAQs for Employees
Medical Documentation Requirements
Request a Leave
Request an Unpaid Leave
Topping Off Leave Pay
For Hourly Employees
For Salaried Employees
Timing Considerations for Payroll
How to Calculate Pay Using the State Formula Rate
Manager and DLCI Resource Center
FAQs for Managers and DLCI Administrators
Medical Documentation Actions for DLCIs
Salary Charges
Timesheet Instructions
Workpartners O|BI User Guide
Vacation Tracking
Vacation Tracking for Administrative Staff
Vacation Tracking for SRS
Vacation Tracking for Support/Service Staff
Tuition & Education
Children's College Scholarship
Educational Loan Plan
Tuition Assistance Plan
Career Development Proposal Form
Voluntary Benefits
Discounts & Perks
Identity Theft Protection
Legal Insurance
Long-Term Care Insurance
Pet Insurance
Work-Life
About Work-Life
Adult & Elder Care
Adult and Elder Care Advising
Backup Adult and Elder Care
Child Care
Backup Child Care
Get Help
Behavioral/Mental Health
Mental Health First Aid Training
MIT MyLife Services
MIT Staff Emergency Hardship Fund
Apply to the Emergency Hardship Fund
Frequently Asked Questions
MIT GAIN for Graduate Students
Parenting Children of All Ages
Breastfeeding Support
Coordinator & Nursing Mother Responsibilities
Guidelines for Nursing Mothers and Their Supervisors
Lactation Room Requirements
Campus Lactation Rooms
College Admissions and Financial Advising
Education Advising
Parenting Support
Bright Horizons Enhanced Family Supports
Parent Coaching
Webinar Series
Presenter Biographies
Young Professionals
Community
Equal Employment Opportunity
Guidance
Serious Search Waiver Notification
Serious Search Report Tool
Resources
Employee Resource Groups (ERGs)
African, Black, American, Caribbean (ABAC)
Asian Pacific American (APA)
Disabilities
Latino
Lesbian, Bisexual, Gay, Transgender, Queer (LBGTQ+)
Millennials
Veterans and Military
Women in Technology (WIT)
Recognition
MIT Excellence Awards
How to Nominate
Nomination Examples
Nomination Questions
Tips for Writing a Nomination
Award Categories
Award Recipients
FAQs
Award Ceremony
DLCI Programs
Ways to Say Thank You
Direct Appreciation
Direct Appreciation Graphics
Kudoboard
Thank an MIT Community Member
Thank You to These Community Members
The Gordon Y. Billard Award
The MIT Staff Award for Distinction in Service
Disability Services & Leaves
Accessibility for Staff Events
Request Accommodations for an Event
Sick Time Tracking
Absence Type Codes for Support Staff
Temporary Parking
Temporary Parking Accommodation Request
Obtaining Accommodations
Forms & Resources
Complaint Process and Resolution
Initial Steps
Resources
Informal Options for Addressing a Concern
The I-9 Process at MIT
On Campus Verification
Remote Verification
Choose Your I-9 Authorized Representative
Reverification
E-verify
For DLC Administrators
Required Notices
Labor Condition Application Notices
Work Succeeding
FAQs
Guidelines on Providing Equipment for Working Remotely
Mentoring for MIT Staff
Resources on Mentoring
Personal Information Center
Address Change for Non Employees
Name Change
Content for
Managers
Hiring at MIT
Advertising Request
Applicant Tracking System
Onboarding & Transitions
Checklists for Managers
Onboarding in Remote/Hybrid Work Environments
Temporary Help
Find a Temporary Employee
Working with MITemps on Short-Term Hires
Using VNDLY
Types of Non-Academic Appointments
The New Hire's Experience
Help with Recruiting and Hiring
Managing & Developing Staff
How Jobs and Pay are Structured at MIT
Annual Salary Review (ASR)
Job and Position Descriptions
Merit Increases
MIT Pay Guidelines
MIT Pay Structure
Pay Equity
Mentoring for MIT Staff
Performance Development
Talent Planning and More
Employee Recognition
Talent Planning
Organizational Development Consulting
Supporting Employee Career Development
Developing Your Team
Developing Yourself as a Manager
Resources for MIT Managers
Developing Your Staff and Teams
Engaging Staff and Teams
Fostering Culture Change
New Employees
Getting Started
Before You Start
Your First Days and Weeks
Your First Months
Finding Your Way
Policies
Senior Leader Onboarding
MIT's Structure and Governance
MIT's Culture and Community
Suggested Reading
Leadership and Organization Development
Retirees
Health and Medical Plans
65 and Over
Under 65
Medicare
Prescription Drug Plan
Continuing Care at MIT Health
Dental Plan
Flexible Spending Account
Life Insurance
HR Partners
HR Partners Resource Guide
Crisis Support
External Career Counselors
External Consultants
Progressive Discipline
Salary Administration
Terminations and Offboarding
HR HQ
Events
News
Get Help
In the Office
Conference Rooms
Safety and Security
Recognition
HR Infinite Mile Award
Spot Appreciation Award
Nomination Form
Templates and Tools
Reports
Tech Help and Resources
Events
What's new
Atlas
HR team
Contact
Search Jobs
Site Search
Search
401(k) Plan Safe Harbor Notice
Topic
Supplemental 401(k) Plan
Type
Publications
Public File
mit_401k_safeharbor_20261118.pdf