How Do I...?

Visit Atlas to evaluate your participation in the MIT Optional Life Insurance Plan. Spouse or partner life insurance coverage can be added within 31 days from the date of your marriage or domestic partnership or during Open Enrollment.

Review and update your beneficiaries under the MIT Optional Life Insurance Plan, the MIT Basic Retirement Plan and the MIT Supplemental 401(k) Plan  to ensure they are current. If you are married and your most recent beneficiary designation on file for the MIT Retirement Plan does not designate your spouse as the sole primary beneficiary, and does not have spousal consent for this designation, your spouse will be beneficiary of 100% of your account balance. More on beneficiaries.

Visit Atlas to evaluate your participation in the MIT Life Insurance Plan. 

Review and update your beneficiaries under the MIT  Life Insurance Plan, the MIT Basic Retirement Plan  and the MIT Supplemental 401(k) Plan  to ensure they are current. 

For more information on how divorce affects your insurance and retirement plans, visit MIT Life Events: Divorce.

Visit our Retirees section to learn about the specific MIT Benefits available to you when you retire, including your eligibility and how to enroll. 

Your eligibility for Optional Life Insurance depends on your age and health, and how much you want to pay monthly toward your premiums. Visit the Optional Life Insurance page to find details on eligibility, coverage, and rates.