How Do I...?

How do I change my benefits in response to my dependent’s eligibility?

Generally, MIT's health, dental and vision plans cover your dependents through the end of the month in which they turn age 26.

If your dependent becomes ineligible for MIT coverage and will be without coverage, notify MIT Benefits in writing within 60 days to continue coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA). To learn more about COBRA coverage, visit COBRA.

Your dependent may also become ineligible for Medicaid or a State Children's Health Insurance Program (SCHIP). Visit MIT Life Events: Change in Medicaid or SCHIP Eligibility for more details.  

When your dependent is no longer eligible for MIT benefits, you may decide to change your health, dental, or vision coverage from a family plan to an individual plan, if the child was the only dependent on your plan(s).